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ACH

Updated

This article covers the following topics:

How can I move money out of my Crowded account with ACH?

To move funds from your Crowded account:

Web portal:

  • Login into the web portal.
  • Click on the Move Money option.
  • Choose ACH Transfer.
  • You can either pick an existing recipient by clicking on their name or click + Add Recipient to input new account details.
  • Follow the prompts to complete your transfer.

Mobile app:

  • Login into the mobile app.
  • Tap on the Transfer Money. 
  • You can either pick an existing recipient by clicking on their name or click Add Recipient to input new account details.
  • Follow the prompts to complete your transfer.

How long does it take for an ACH to process?

ACH transfers take up to 3-5 business days to arrive. This does not include weekends or Federal Reserve Bank and American National Bank holidays. View Holiday Schedule

Cutoff time: 3PM EST

Standard Federal Reserve Bank Holidays
January 1: New Year's Day
January 20: Martin Luther King Jr. Day
February 17: Washington's Birthday (Presidents Day):
May 26: Memorial Day
June 19: National Independence Day:
July 4: Independence Day
September 1: Labor Day
Columbus Day: October 13
November 11: Veterans Day
November 27 : Thanksgiving Day
December 25: Christmas Day

What are the ACH external transfer limits?

The daily limit for the amount one can transfer out of their account via ACH is $10,000 and the monthly limit is $100,000.

How can I increase the external transfer ACH limit?

To increase the amount one can transfer out of their Crowded account via ACH, please make a request to the Crowded support team.

How do I link a bank account?

Web portal:

  • Login into the web portal.
  • Select My Accounts and select Primary Checking Account.
  • Select Linked Accounts.
  • Select + Link New Accounts.

How do I re-authenticate a linked bank account?

Web portal:

  • Login into the web portal.
  • Click on My Accounts.
  • Click on Primary Checking Account.
  • Select Linked Accounts.
  • Search the account and select the button to re-authenticate

 

 

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